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Calculate Your Small Business Loan Costs

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Project Costs

Total Project Cost:

Loan Structure

First Mortgage @ 50%:
(Decrease by 5% for start-up or special purpose)
Borrower's Injection:
(Increase by 5% for start-up or special purpose)

Pricing The Debenture

Net Debenture From Above
SBA Fee @
Funding Fee @ .25%
Processing Fee @ 1.5%
Attorney's Fees
Misc Loan Fees
Underwriter Fee
Subtotal Of Fees
Gross Debenture
Rounded To
Back To Borrower

Estimated Loan Payment

SBA Term

This is an example of an SBA 504 project. Fees and debentures may vary depending on loan size, maximum debenture limits, and fee percentages as approved by SBA. Actual fees will be set forth upon loan approval by SBA in the SBA Authorization and Loan Agreement. This does not constitute any approval or commitments on behalf of NWBDA or the SBA.

NWBDA will collect a 1% commitment fee from borrower at the time of application which will be reimbursed to borrower at closing of debenture. This fee will be fully refunded if the SBA declines the loan.